The medical and financial impact of repeal in Kansas (KS), reinstatement in LA (accident, fatality, and critical injury rates) have been studied through 1987. Current FARS data and studies from KS, LA, 10 states and 5 countries are compared and reported. Without M/C helmet legislation, the user rate drops from 99% to 50%. With reinstatement, the user rate drops from 99% to 50%. With reinstatement, the user rate rises to greater than 95%. Average hospital stay (days) for helmeted (H) riders is 5.8, non-helmeted (NH), 11.8. Fatality rate/1,000 M/C registrations is 6.2 NH, 1.6 H. Changes effected through M/C helmet legislation: fatality rate was 1.17 (1981), falling to 0.44 (1987) with legislation (62% decrease) (LA); 66% change Colorado, 42% Oklahoma; fatality rate/1,000 accidents changed 28% from 42.68 NH to 30.81 H; injury accidents 84% to 73%, critical injury reduction 44% (1981 to 1987). Risk of head injury: NH 2.07 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH 1.44 greater than H. Risk of a fatal accident: NH

Since 1975, 26 states have repealed or modified their motorcycle (M/C) helmet laws. This article considers the care choice of a potentially bankrupt injurer when care is pecuniary and the legal system is characterized

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